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Personal Loan: Features and Benefits

A personal loan is an 100% unsecure loan it means u don’t have to put any collateral or hypotication as with a home loan or car loan and given on income and credit worthiness of the individual without guarantor. You can use money for any Purpose.
Get 100% end-to-end online Personal Loan solutions, which include information and assistance for Personal Loan eligibility criteria and documents, application to approval and disbursal. By opting for a Personal Loan from Bajaj Finserv you can get instant approval in 5 minutes and disbursal in your bank within 72 hours, through our online facility. All you need to do is fill an online form and check your Personal Loan eligibility online. Once approved, a Bajaj Finserv representative will get in touch with you and collect the documents required for Personal Loan.
Get a step closer to fulfilling your dreams by availing our personal loans and meet your financial needs at attractive interest rates. Personal loan can help you meet unexpected expenses such as wedding expenditure, school or college fees, dream vacations, home renovation projects or even for the purchase of consumer durables. Applying for a personal loan is a lot easier, quick, and convenient with Kotak Mahindra Bank. You can also apply for a personal loan online and get instant solution to all your immediate financial needs. Read on to know more on how to get a personal loan in the most hassle-free manner
Benefits of Flexi loans
- You have the flexibility to pre-pay the loan with idle funds at no extra cost
- ou can re-avail the pre-paid amount within the drop-line facility at any time within the loan tenor timeframe without any additional documentation.
- You save on interest costs. Interest is payable only on the utilized loan amount. There is no interest levied on the pre-paid amount.
- Seamless, easy, hassle-free online transactions on the customer portal, the self-service account access tool for drawdown and RTGS that allows you to make pre-payments to Bajaj Finserv Ltd. through net banking facility.